The holiday season is a time for celebration, but it’s also a time when certain risks can threaten your home and belongings. Whether you're traveling to visit loved ones, hosting holiday parties, or simply decking the halls, taking a few precautionary steps can help ensure a safe and joyful season. Here’s your ultimate holiday safety checklist:
1. Safeguard Your Home While Traveling
If you’ll be away from home for the holidays, make sure your property is secure:
Install a Timer for Lights: Use timers for indoor and outdoor lights to give the appearance that someone is home.
Lock Up: Double-check all windows and doors before leaving. Consider upgrading to smart locks for added peace of mind.
Hold Your Mail: Pause mail delivery or ask a trusted neighbor to collect it. Piled-up mail is a sign to burglars that no one is home.
Inform a Neighbor: Let a neighbor know you’ll be away and provide emergency contact information.
2. Prevent Fire Hazards
With festive decorations come increased fire risks, but a little preparation can keep your home safe:
Inspect Holiday Lights: Check for frayed wires or broken bulbs before use. Avoid overloading electrical outlets.
Water Your Tree: A dry Christmas tree is a major fire hazard. Keep it hydrated and away from heat sources.
Use Candles with Caution: Place candles on stable surfaces, away from flammable materials, and never leave them unattended. Alternatively, use LED candles for a safer option.
3. Protect Against Weather Damage
Winter weather can wreak havoc on your home. Take these steps to minimize damage:
Inspect Your Roof and Gutters: Ensure they’re clear of debris to prevent leaks or ice dams.
Seal Drafts: Check for drafts around windows and doors to prevent freezing pipes.
Prepare for Storms: If heavy snow or storms are forecasted, secure outdoor furniture and decorations to prevent damage.
4. Secure Valuable Gifts
From electronics to jewelry, holiday gifts are often prime targets for thieves:
Don’t Display Gifts in Windows: Avoid placing wrapped presents where they’re easily visible from the outside.
Update Your Home Insurance: High-value items may require additional coverage. Check with your insurance agent to ensure you’re protected.
Keep Receipts: In the event of theft or damage, having receipts can simplify the claims process.
5. Protect Visiting Guests
Hosting family and friends can introduce unique risks to your home:
Clear Walkways: Remove ice and snow from driveways and sidewalks to prevent slips and falls.
Inspect Railings: Ensure railings on stairs are secure, especially if young children or elderly guests will be visiting.
Review Your Liability Coverage: Check your homeowner’s insurance for liability protection in case of accidents on your property.
By taking these precautions, you can reduce risks and focus on what matters most—spending time with loved ones. And remember, Alpha/Omega is here to help. If you have questions about your coverage or want to update your policy, contact us today for peace of mind this holiday season.
Happy Holidays!
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
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